Inheriting a Rolex comes with choices: sell outright or take a collateral loan....

https://victor-wiki.win/index.php/What_Does_It_Mean_When_a_Buyer_Says_They_Price_%22Against_Comps%22%3F

Inheriting a Rolex comes with choices: sell outright or take a collateral loan. Knowing the difference between insurance value and resale value is key. Insurance covers replacement costs, but resale reflects what buyers pay now