Good points overall, though I would add that people should revisit their plans after big life events like a divorce or new baby. We forgot to update our beneficiaries after our second child and only caught it by accident
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My grandmother passed without any plan in place, and the probate process dragged on for almost a year. Reading this brought back a lot of that frustration. If this post gets even one family to sit down and talk it through, it was worth writing
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