Saving for a big family bill in the UK is easier when you keep it apart from...
https://victoriassmartword.publishlane.com/posts/we-are-already-juggling-debts-should-we-take-another-loan
Saving for a big family bill in the UK is easier when you keep it apart from your emergency buffer. Set up separate savings pots, work out a monthly target, then stress-test your budget with an awkward month full of extra costs before you commit.